YEAR ONE / PLAN

Runway

Test whether your savings, costs and expected fees can support the move - and how long you last if the practice underperforms.

SETUP

Currency

Sets the display currency for your figures. Everything you enter is saved on this device.

Example figures - replace these with your own.

Core position

Establish what the household and the practice need each month.

Current accessible savingsMonthly household amount to coverAfter any other dependable household income.Target monthly take-homeExpected fees (next 3 months)A gross 3-month fee total.Monthly practice costsPlanning tax allowanceA percentage. An editable planning assumption, not a tax estimate.

Test the assumptions

Separate hoped-for work from genuinely dependable fees.

Dependable fees (next 3 months)Include confirmed work and genuinely dependable fees over the next three months - not your whole pipeline.

Compare the exit route

See what changes if you leave now or retain some employment income while the practice develops.

Retained employment take-home / monthPractice revenue during phased period / monthLength of phased period (months)

Stress the revenue

Optionally test a lower fee level. This is a planning sensitivity, not a cashflow forecast.

Test lower fees over the next 3 monthsLeave blank to skip. Cannot exceed your expected fees.

At risk

CURRENT RUNWAY3.4 months

With no practice fees coming in, your usable savings cover about 3.4 months of household and practice costs.

RUNWAY PATH AT THIS BURN RATE

At your current burn, savings run to zero in about 3 months.

TARGET RUNWAY

6 months

TO REACH 6 MONTHS£10,900 more savings needed

WHAT NEEDS ATTENTION

Below your buffer reference

Build £10,900 more to reach your 6-month buffer reference.

Required gross revenue£5,150 / month

Monthly revenue gap£50 surplus

Usable savings after setup£14,000

Buffer gap£10,900 short

Current £14,000Reference £24,900

REVENUE CONFIDENCE78%

of the required monthly revenue is currently committed or highly dependable.

RUNWAY LENSES

At expected feesSelf-supporting

At lower feesNot tested

EXIT COMPARISON

Leave nowSelf-supporting

Phased exitNot compared

Enter phased-exit figures in section 03 to compare it with leaving now.

Your figures are saved on this device.

This is a planning tool, not tax or financial advice. The runway bands (6+ / 4–5.9 / under 4 months) are configurable planning guidance, not universal rules. Test the assumptions against your own circumstances.